If you're thinking about buying a home, improving your credit score can be an important first step, but not all credit repair services are created equal. Unfortunately, some companies prey on hopeful buyers with promises that sound good but lead to even bigger problems.
Here are 5 red flags to watch out for when considering credit help:
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They demand upfront payment before any work is done.
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They promise to remove accurate negative items or “guarantee” results.
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They encourage you to lie or create a new identity on loan applications.
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They avoid contracts or won’t clearly explain your legal rights.
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They tell you not to contact credit bureaus yourself.
Protect yourself: Real credit repair takes time, honesty, and good guidance, not shortcuts. At Sage and Grace Realty Group, we help our clients prepare the right way so they’re in a strong position when the time comes to buy.
Watch Judy’s video below for smart, real-world advice on preparing your credit before purchasing a home.
Need help mapping out your timeline to buy? Our agents specialize in providing top-notch real estate services as well as helpful local information in Brookhaven, Buckhead, Sandy Springs, Chamblee, Decatur, Dunwoody, Virginia Highland, all the surrounding areas and worldwide, ensuring our clients receive the best possible advice for investing, buying and selling in today’s market. Whether you're searching for a home with character or looking to maximize profits on a flip, the Sage and Grace team is here to help.
Schedule a consultation, we’re here to guide you every step of the way.
