When it comes to wiring funds during a real estate transaction, the stakes are high—and so is the risk of cybercrime. One of the most common tactics used by cybercriminals is email spoofing, where they pose as a trusted source to trick you into wiring funds to the wrong account. Here’s what you need to know to stay safe and secure when wiring funds, and why you’ll never get wiring instructions from me or my team directly.
How to Recognize Email Spoofing
Cybercriminals are getting more sophisticated, but there are still telltale signs of an email spoofing attack that you should always watch out for:
1. Check the Sender’s Email Address
Spoofed emails often look like they’re from a trusted source but use small variations in the address. For example, instead of "[email protected]," you might see "[email protected]." Always double-check for small differences in spelling.
2. Be Wary of Unusual Content
- Urgency or Threats: Fraudulent emails often pressure you into taking quick action, like wiring funds immediately.
- Spelling or Grammar Errors: Legitimate emails from professionals won’t typically contain multiple mistakes. If something feels off, trust your gut.
3. Unfamiliar Links or Attachments
Never click on links or open attachments unless you’re absolutely sure they are legitimate. Hover over links to see the full web address before clicking.
4. Generic Greetings
Emails that use vague greetings like "Dear Customer" instead of your name are often a red flag. A legitimate email from your closing attorney should address you personally.
How to Safely Wire Funds
Now that you know how to spot potential threats, here’s how to protect yourself when wiring funds:
1. Secure Wiring Instructions from the Closing Attorney
You’ll receive wiring instructions directly from the closing attorney, not from me or my team. We will never, ever, ever email or text you wiring instructions. That’s a promise.
2. Use Verified Contact Information
Once you receive the wiring instructions from the closing attorney, do not just call the number or use the email listed in that same message. Instead, use a phone number you’ve independently verified from a trusted source, like the attorney’s official website or business card. This ensures you’re speaking with the real closing attorney, not a scammer.
3. Confirm Everything Before Wiring
Before wiring any funds, call the closing attorney's office using the verified phone number to confirm the instructions. Double-check every detail to make sure the information matches exactly what you were given.
My Team Has Your Back
We take your security seriously. That’s why my team and I will never send you wiring instructions directly. We are here to guide you through every step of your real estate journey, ensuring the process is safe, secure, and stress-free.
By staying vigilant, trusting secure communication channels, and double-checking everything, you can ensure your real estate transaction goes off without a hitch.
Have any concerns or questions about wiring funds? Feel free to reach out to us—your safety is always our top priority.
